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The Nigerian and Kenyan central bankers have said cryptocurrencies are too volatile to become an acceptable payment method. The bankers also. According to Cochrane (, Internet), �[c]ryptocurrencies like bitcoin have to solve two and a half important problems if they are to become currencies: 1). The worry is that a successful attack on a CBDC could seriously erode public confidence in the new currencies as well as the central banks.

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Government wariness about the cryptocurrency can be partly attributed to fear and partly to the lack of transparency about its ecosystem. Alex Gladstein, Human Rights Foundation. Some, like El Salvador, have adopted it as currency.